.body { color: #000; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: normal; line-height: 14px }
.heads  { color: #26267e; font-size: 20px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 22px }
.subheads  { color: #000; font-size: 14px; font-family: Verdana, Arial, Helvetica, sans-serif; font-style: italic; font-weight: bold; line-height: 16px }
a:link { color: #e00; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 14px; text-decoration: none }
a:hover { color: #016334; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 14px; text-decoration: underline }
a:visited { color: #26267e; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 14px; text-decoration: none }
.disclaimer { color: #000; font-size: 10px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: normal; line-height: 12px }
.toprule { color: #000; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: normal; line-height: 14px; border-top: 3px solid #808080 }
.leftrule { color: #000; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: normal; line-height: 14px; border-left: 3px solid #808080 }
.white_heads { color: #fff; font-size: 18px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 20px }
.white_italic { color: #fff; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-style: italic; line-height: 14px }
.faq_heads  { color: #26267e; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; font-style: italic; font-weight: bold; line-height: 14px }